Why choose SkiSafe? Well, there are a few reasons...

1. We Eat, Sleep, and Breathe Boat Insurance. 

Sure, "eating, sleeping, and breathing" might sound like a catchy phrase, but at SkiSafe, Boat and PWC/Jet Ski Insurance is at the core of who we are. This means you're tapping into an expert team that knows the industry inside and out. 

And we have the stats to back it up: 

• 500,000+ insured boaters. 
• 50 years of service. 
• All 50 states.

And the reviews:

• “VERY easy to insure my boat. Everything was done online on a Sunday night on my couch. The team was very responsive with email confirmations with great communication. You can tell these people care. It's a smaller operation which has its benefits as far as personalization. I even got a follow-up email on Monday to make sure everything was okay. DEFINITELY RECOMMEND!” 
  

• “SkiSafe has made my experience purchasing insurance for my yacht extremely easy. I have used a big insurance company in the past and it has always been a hassle. I encourage more people to consider SkiSafe. I will be sure to tell all my friends and fellow mariners. Go SkiSafe!”
  

• “I have been insured with SkiSafe for more than a dozen years now. Great value and most importantly they understand that the big horsepower motors in and on Ski/Wakeboard/Wakesurf boats are not designed to go fast but provide the torque and power needed for these activities.”

2. Forget One-Size-Fits-All Insurance. Our Coverage is Customizable, Easy to Manage, and Built for You. 

Unlike those big-name insurance companies juggling everything from car repairs to leaky roofs, we specialize exclusively in boats and personal watercraft (PWCs). That means our policies are built from the ground up and do more than meet simple checklist requirements. 

How does that benefit you? No more generic plans, gaps in coverage, or overpaying for extras. We offer a better solution that’s crafted, not cobbled, to meet your needs. 

• “I went with SkiSafe when I bought my new boat last summer. Their responsiveness and willingness to find a workable coverage solution have been impressive. I have also had a few follow-up requests, and their customer service has been outstanding. I highly recommend SkiSafe to cover your boat!”

Learn more about our boat insurance products and coverages:

• "All Risk" Coverage for common perils like fire, theft, collision, and more. 
• Bodily Injury and Property Damage Liability Coverage if you damage someone else’s property while boating or if you’re in a boat accident and liable for injuring others. 
• Towing & Roadside Assistance Coverage if you need a tow to Safe Harbor or assistance with a broken trailer. 
• Personal Property Equipment Coverage for certain items on board (like marine electronics, fishing gear, etc.) that are damaged, lost, or stolen. 
• Medical Payments Coverage for you and your passengers’ medical bills if you’re in an accident or someone is hurt on your boat.
• Environmental / Fuel Spill / Pollution Coverage is available for the costs of an accidental fuel spill from things like sunken boats, leaky tanks, and fueling station mishaps.
• Named Storm Coverage for damage caused by a tropical depression, storm, or hurricane named by the National Weather Service. 
• Hurricane Haul-Out Coverage if you need your boat hauled and secured in advance of a storm. 
• Tender/Dinghy Coverage for damage or theft. 
• Watersport Coverage when using the boat in activities like water ski tournaments. 
• Cruising Endorsement that extends coverage for a trip into international waters, like the Bahamas. 

Get personalized SkiSafe coverage today. 

3. Manage Your Insurance Anytime, Anywhere.

We built our user platform in-house with your convenience in mind. It couldn’t be easier (or faster) to manage your policy, get help from our team, file claims, and more—all on the same easy-to-use system. 

• “??SkiSafe has been my insurer of choice for my houseboat. They were extremely friendly, and their website made it super easy to navigate and access my account. I recently had to up the liability due to a marina requirement and it took less than a minute. I highly recommend SkiSafe to anyone in the market to insure their boat!”

• “I have been a happy customer with SkiSafe for several years for our boat. They are always on hand for questions and their website makes it easy to see what you are insured for, how to update it, and autopay. Highly recommend!”

4. Local Expertise, National Strength. 

Our in-house underwriters work hand-in-hand with our network of independent licensed agents. This gives you the best of both worlds: the regional insights of a local agent who understands the ins and outs of boating in your area and the security and stability of a national insurance provider. Think of it as hometown know-how meets nationwide, market-leading muscle. 

• “This is my second boat insured through SkiSafe and I would recommend the helpful & knowledgeable agents. There are no high-pressure sales, and the agents have been pleasant during all my interactions with SkiSafe. Try them!”

5. Fast and Fair Claims Handling That Keeps You in the Loop the Entire Time.

Accidents happen, and we understand just how stressful they can be. That's why we go the extra mile to make the aftermath as painless as possible. From the moment you submit your claim (easily done on our website), we're right there with you every step of the way. A dedicated adjuster (aka your personal claims hero) will be assigned to your case. This will be your main point of contact throughout the process. They will keep you in the loop and answer any questions you may have.

• “Rare to say about insurers but this one is really great. Like all boaters, I hit some rocks and bent the prop. Thought it could be handled with a new prop but I ended up needing a new lower unit. SkiSafe was there for me and now I am a loyal customer.” 

• “My adjuster was very communicative and supportive throughout the entire process, and I truly appreciate it!” 
  

• “The claims department has been excellent to work with. We had an accident with our Jet Ski and they were very responsive and easy to deal with. Excellent customer service!”

6. Free Quotes. Competitive Rates. Better Discounts

We believe in fairness and transparency. That's why we offer free, no-obligation quotes, competitive prices that won’t break the bank, and better discounts than the competition. Don’t just take our word for it. Read what customers have to say: 

• “Ski Safe is awesome. Other quotes were way more money and I had an existing policy coming up for renewal with no discount. Trust this company for your boat.”

• “I recently had to up the liability due to a marina requirement and it took less than a minute and the price was the best I found in the insurance market.”
  

• “Great price and great people.”
  

• “The premiums are competitive and affordable.”
  

• “The customer service is outstanding and the price is more than fair.”