BOATING SAFETY COURSE 

If you complete a qualified boating safety course, you should receive a discount that reduces your boat insurance premium. Not only will this help lower insurance costs, but it is also a great way to learn basic boating safety. Visit the U.S. Coast Guard site to find a course that is right for you.  

CLEAN DRIVING RECORD  

If you have no accidents and violations on your driving record, your boat insurance rate can be significantly reduced. A spotless MVR helps you save on car insurance and the same rule goes for boating insurance. If you play by the rules on the road, we think you are likely to do so on the water as well.  

NAVIGABLE WATERS   

If you navigate your boat in a limited territory, such as inland lakes and waterways, or the confines of the Chesapeake Bay or the Long Island Sound, let your underwriter know. You could save a bundle without giving anything up.  

LAYUP DISCOUNT  

If you store your boat for the winter, we may be able to reduce your premium quite a bit. Your boat remains covered while in storage or on the trailer so you’re protected from the elements over the winter. 

MULTI-CRAFT DISCOUNT 

If you have more than one vessel, get a quote for both. Insuring more than one watercraft with us will give you a hefty discount.  

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ONLINE DISCOUNT 

We can offer you a discount for initially applying online. You won’t lose out on any service or coverage and can always follow up on the phone.