GENERAL NEW YEAR’S RESOLUTIONS 

• Make a daily 30-minute electronic-free zone
• Name 3 things you’re grateful while brushing your teeth  
• Listen to one podcast per week
• Ask for help
• Use your vacation time
• Go on a daily 20-minute walk
• Read one educational article per day
• Try something new
• Eat more veggies
• Take the stairs
• Volunteer
• Donate old clothes
• Write in a journal
• Take your full lunch break
• Go to bed on time
• Meditate for 5 minutes per day  
• Drink more water

Now, if you can set goals for yourself, who’s to say you can’t have a resolution that helps you take the leap on that big purchase you’ve been wanting. Maybe it’s a new pair of shoes, maybe it’s a European vacation, or maybe it’s a brand new Mastercraft or CorrectCraft ski boat. While shoes and vacations are not in our wheelhouse, we are definitely able to help you with the latter. Here are a few new year’s resolutions to help you save and plan for a boat or PWC purchase:

• Think Modestly: If buying a boat seems like a fairytale at the end of the rainbow, remember - it is a purchase like any other and with the proper timeframe and savings strategy it can become a reality. 
• Set Up an Automatic Savings Plan: You can set aside a designated amount from your paycheck to be automatically transferred into a savings plan. Another option would be to set up an automatic transfer from your checking account into your savings account. Believe it or not, setting aside a small amount of money every month will eventually begin to add up.
• Research Financing Options: If you can pay for the watercraft upfront, that will save you money in the long run. However, financing is usually the more feasible option. Interest rates for boat loans are still relatively low. We recommend putting some money down to lower your monthly payments and reduce the overall interest paid.
• Face Your Fears & Add Up Your Debt: Before adding yet another monthly payment to your plate, get real about your current debt. Whether you’re paying down student loans, credit card debit, or a mortgage, make sure there’s room in the budget for a boat payment. 
• Google It:  Educate yourself on every aspect involved with buying a watercraft.
• Stay Motivated: If you really want something and are motivated to get it, eventually the tables will begin to turn. Maybe it takes 1 year of saving or maybe it takes 15 years, but if you put your head toward something, you can make it happen. This is true of many things. Take this point and apply it to all your 2021 resolutions!